Mental Disorders and SSD (Social Security Disability) and SSI in TexasAre those who file for disability for mental conditions, such as depression, schizophrenia, anxiety disorder, etc., more likely to be approved if they file for security disability (SSD) benefits, or supplemental security income (SSI) benefits? Although this is a common question asked by those who contemplate filing for disability on the basis of a mental impairment, it is really a moot point, because the applicant has absolutely no choice in the matter. It is the social security claims representative who determines which disability program (SSD or SSI) a person may be eligible to file under, and it is a disability examiner who, after reviewing medical records and work, determines if you qualify for benefits under SSD or SSI benefits. You can collect SSD benefits in Texas only if you have earned wages in the past and paid FICA taxes, which fund the social security system. Another name for SSD is SSDI, or Social Security Disability insurance, and this name more accurately reflects the purpose of the program, which is to cover those who have worked with some form of disability insurance should they become incapacitated. SSI benefits, on the other hand, are awarded to those who are too disabled to work but have either not worked, or not worked enough to qualify for SSD insurance, or was once covered for SSD but has had a lapse in their coverage for SSD benefits as a result of not having worked for quite some time. It is true that many of those who file for disability for mental disorders in Texas collect benefits under SSI disability, but this may be due in large part to the nature of their impairment; for instance, those who suffer from manic depressive disorders are more likely to have a sporadic work history, with cycles of employment corresponding to their highs and lows, and are therefore less likely to have had enough FICA taxes deducted from their paychecks to qualify for Social Security Disability insurance. So, those who are thinking of filing for disability benefits for a mental condition should not concern themselves over the program from which they will receive benefits. The decision is out of their hands, and really has little bearing on the outcome. Instead, they should concentrate their efforts on making sure their paperwork is in order, including a complete medical history, work history, and statement of assets, so that their claim can be handled as quickly and appropriately as possible, and to maximize the chance to qualify for disability. About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here. Most popular topics on SSDRC.com Social Security Disability in North Carolina Common Mistakes to avoid after being denied for Disability Tips to Prepare for Filing for Social Security Disability or SSI Advice to Win SSD and SSI Benefit Claims Social Security Disability SSI Questions What is the difference between Social Security Disability and SSI? 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