Can you get disability if you are working?
Can you work and apply for disability in Kentucky? Yes, you can (in Kentucky or any state as SSDI and SSI are federal) as long as your gross monthly earnings do not go over the limit for individuals who are either receiving disability benefits, or in the process of applying for disability benefits. And this applies to both the SSDI (Social Security Disability Insurance) program, as well as the SSI disability program.
So, regardless of the disability program you are seeking benefits in, and regardless of whether you are 1. applying for disability, 2. filing a disability appeal, 3. waiting on a disability decision, or 4. receiving disability benefits after an approval, you can, according to Social Security rules established by federal statute, engage in work activity. As long as your gross (pre-tax) monthly earnings are below the limit for substantial gainful activity.
The reasoning for this is that work activity by itself is not a disqualifier. Being able to work and earn more than a certain basic minimum is a disqualifier.
What is the income limit if you are working and either receiving disability or trying to get disability? The SGA amount is subject to change each year and in recent years has risen to more than twelve hundred dollars per month. To see the exact SGA earnings limit: SGA, what you can earn if you get disability.
About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability
Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.
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