Can you apply for Social Security Disability or SSI in Illinois if you are working?
Yes, you may apply for Social Security Disability or ssi benefits if you are working, as long as your monthly gross earned income is under the SGA amount. What is SGA? It stands for substantial gainful activity. The concept is this: if you can work, but due to the restrictions of your disability, you cannot earn (gross) more than a certain amount (the SGA amount) each month, then you may be considered disabled.
How much is SGA? It is subject to change on an annual basis. To see the current amount, go here: Current SGA limit.
If you are in Illinois and working when you apply for disability, when should you report this information to social security. As in all cases, you need to report all required information as soon as possible. In this case, you would supply all of your information to the social security administration in the course of filing your disability application.
If you have earnings that, for some reason, SSA may not be aware of (such as self-employment), consider reporting these as well. The last situation you want to be in is where you have been approved for disability and later are found to owe an overpayment to the social security administration.
About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability
Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.
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