SSI Claim for Disability Benefits
Recently, I was asked several questions by an individual who was thinking of filing for disability benefits; however, the question that stood out in my mind was this: Should I file an SSI claim for disability benefits or should I file a claim for Social Security Disability benefits?
Here's the easiest way to answer this question and this is pretty much the way I answered my questioner. If you need to contact the social security administration (usually by calling a local office) to start a disability claim in California, simply do so. The actual category your disability application will be taken in (in other words, an application for Social Security Disability or an application for SSI) will be determination by the claims representative who actually takes your application and conducts your interview.
Resources:
1. How to apply for SSD or SSI
2. Filing for SSI
3. Can I Be Eligible For SSI And Social Security Disability At The Same Time?
4. SSD vs SSI, the difference
What determines whether or not your disability benefit application will be for SSD (Social Security Disability) or SSI? Your work history will determine this. In other words, if you have sufficiently paid into "the system" to gain coverage for social security benefits, then you will have an application for Social Security Disability.
If this is not the case, a disability application can still be taken in the SSI program (assuming your family income and assets do not exceed certain limits that relate to the SSI program.
About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability
Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.
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