Social Security Disability ' when to fileIf you have a medical condition that has caused your health to deteriorate to the point that you are unable to work, or to work enough to make a living wage, consider filing a claim for Social Security Disability (SSD) sooner rather than later. You should not hesitate, as far as when to file, for one very important reason: The process of applying and being granted Social Security Disability benefits is generally long and drawn out. Most claims are denied upon first application (70 percent), and even upon first appeal (85 percent of first appeals, or requests for reconsideration, are denied as well). It will take months for your application to be processed, and several more months for your case to work its way through an appeals process. If, like most claims, yours is denied at the first two levels, the next step would be to request a hearing before an administrative law judge, which can take as long as two years to materialize. In other words, the sooner you file for disability, the better, so begin immediately gathering your medical and work history details and putting them in writing for the claims rep (CR) at the social security office who will be assigned to your case. The more detailed your medical and work history, including all relevant names, dates, locations, and contact information, the less chance there is that your case will be delayed because the CR does not have all the information needed to process your claim. Even if you do not currently qualify for Social Security Disability benefits because you are earning more than the monthly or yearly maximum amount allowed by social security for those receiving SSD benefits, if you have a medical condition that is affecting your ability to perform your job, and you believe your condition to one that is likely to deteriorate over time, it's a good idea to begin documenting your medical and work history now so that you are ready to begin the process when the time comes. It's also a good idea to find the closest social security office near you, so you know where to go to file your claim or who to call for more information. There are Social Security Disability (not SSI) applications and information available online, but a visit or phone call to your local social security office is almost always more productive and informative. About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here. Most popular topics on SSDRC.com Social Security Disability in North Carolina Common Mistakes to avoid after being denied for Disability Tips to Prepare for Filing for Social Security Disability or SSI Advice to Win SSD and SSI Benefit Claims Social Security Disability SSI Questions What is the difference between Social Security Disability and SSI? How to get disability for depression Getting disability for fibromyalgia SSI disability for children with ADHD What is the Application Process for Social Security Disability and SSI? Social Security Disability SSI Exam tips More Social Security Disability SSI Questions What makes you eligible for Social Security Disability or SSI? Related pages: How much can you get for disability in NC? Does social security contact your former work employers when you file for disability? Can You File For Disability While Receiving Unemployment? When should you File for Disability benefits with the social security administration? Do You Have To Be Out Of Work For A Long Time Before You Can File For Disability? Filing for Disability Online or over the phone Who Do I Contact To File For Disability Benefits from the Social Security Administration? How long does it take to hear an answer after filing for disability? You can file for disability for a mental disorder or problem if it interferes with SGA If You File For Social Security Disability How Far Back Will They Look At Your Medical Records? What if you Move out of State after you apply for Social Security Disability or SSI? When should you apply for Social Security Disability? What Happens When You File an SSI or Social Security Disability Application? Applying for permanent disability with liver disease and a spinal fusion If you apply for disability in Florida Will I qualify for disability Benefits in Florida? Permanent Social Security Disability in Florida |
