If I have a representative payee and receive SSD, what do I do when I turn 65 and SSD coverts to SS Retirement?
Hi:
I'm currently on SSD with a custodian and my monthly benefit goes directly into my custodial account at my bank via electronic transfer. I will turn 65 in 3 weeks and as I understand it the SSD benefits will convert to regular SS with the benefit amount remaining the same.
My question/s are: Will the benefit payment automatically continue to be sent to my custodial account after my 65th birthday, or do I need to file forms with the bank so the benefit will be sent to a NON custodial account after my 65th birthday? And do I need to file or do anything directly with SS?
Thank you
If you have a representative payee you will continue to have that payee with the conversion. Nothing changes. If you are wishing to make a change with regard to your payment situation you will have to contact your local Social Security office. Also your benefit will not become a retirement benefit until you are 66 (full retirement age).
About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability
Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.
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