If I get SSDI, can I operate a business?   I am on SSDI and would like to invest money I have in buying houses fixing and flipping for a profit. My only part of the process is purchasing the property, then I will hire a contractor to do rehab work, then I will resell the house. Profit for tax purposes would be taxed as short-term capital gains. Would there be an issue with SSDI? Thanks I am not sure how to answer this question. I think there is potential for a problem with your disability benefits as this might be interpreted as a business. If it were to be interpreted as such it would be considered self-employment earnings. For Social Security purposes, self-employment earnings can be substantial work activity if you work at this for 45 hours a month, in any capacity, even if you make nothing, or you invest all moneys back into your business. In buying the houses, hiring contractors, and paying bills your are effectively managing a business. Social Security Disability is a total disability program; therefore you are stating you are unable to work at a substantial self supporting way. All of that being said, it will just depend on how it is paid and what the IRS reports to Social Security. About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here. Most popular topics on SSDRC.com Social Security Disability in North Carolina Common Mistakes to avoid after being denied for Disability Tips to Prepare for Filing for Social Security Disability or SSI Advice to Win SSD and SSI Benefit Claims Social Security Disability SSI Questions What is the difference between Social Security Disability and SSI? How to get disability for depression Getting disability for fibromyalgia SSI disability for children with ADHD What is the Application Process for Social Security Disability and SSI? Social Security Disability SSI Exam tips More Social Security Disability SSI Questions What makes you eligible for Social Security Disability or SSI? Related pages: Disability at age 50 or older What disability claimants get angry about - Part I Tips for filing a Social Security Disability Reconsideration Will I get an increase in my SSI check? Can I do What I want with my Social Security Back Pay? How long for a disability judge to make a decision? While you are in your disability interview The SSD and SSI definition of disability