Do disability benefits come from SSI? or are they two separate benefits?
They are two separate programs administered in the same system. A person may receive SSD if they have enough work quarter credits to qualify. The insured status can be lost, however, if someone has not worked for a long time. Generally, you keep your insured status for about five years from the last date you worked and were insured.
Individuals who have lost their insured status, or never had it such as children, must file under SSI. Sometimes, however, individuals are insured for SSD but have a low benefit amount so they may potentially get both benefits. In those cases, there is often a concurrent claim for both SSD and SSI.
Here are a couple pages that go into more detail regarding the differences between SSD and SSI.
1. What is the difference between Social Security Disability and SSI?
2. The Difference Between Social Security Disability (SSD) and SSI ' How are they different Part II
About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability
Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.
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