Do disability benefits come from SSI or SSDI?
"Do disability benefits come from SSI or SSDI? or are they two separate benefits?"
They are two separate programs administered in the same system. A person may receive SSD if they have enough work quarter credits to qualify. The insured status can be lost, however, if someone has not worked for a long time.
Generally, you keep your insured status for about five years from the last date you worked and were insured. Individuals who have lost their insured status, or never had it such as children, must file under SSI.
Sometimes, however, individuals are insured for SSD but have a low benefit amount they may potentially get. In those cases, there is often a concurrent claim for both SSD and SSI.
About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability
Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.
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