What will determine my SSDI or SSI disability benefit amount?The determining factor for your disability amount depends upon which program you are eligible to receive disability benefits in, meaning SSDI or SSI. If you are eligible for Social Security Disability benefits (SSDI), your disability benefit amount is determined by your earnings prior to your becoming disabled. If you had high earnings prior to becoming disabled, you will receive more than someone who has had lower earnings. No other factor is considered when calculating your Social Security Disability benefits. If you are to receive Supplemental Security Income disability benefits (SSI), your disability benefits amount is set by congress. Congress sets a maximum monthly SSI benefit amount each year. Note: not all SSI disability beneficiaries receive the same monthly amount due to other factors that affect what amount that can be paid. SSI disability is a need based disability program and, as such, income, outside help from family and friends, and living arrangements can reduce the maximum amount payable. Income and outside financial help are easily understandable; however living arrangements may not be so easily understood. If you receive SSI, you must be able to pay your fair share of the essential household expenses (i.e. rent, heat, water, power, etc.) where you live. If you are in a household of four people, you must be able to pay 21% of the expenses. If you cannot, you will not receive the full SSI monthly benefit amount. About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here. Most popular topics on SSDRC.com Social Security Disability in North Carolina Common Mistakes to avoid after being denied for Disability Tips to Prepare for Filing for Social Security Disability or SSI Advice to Win SSD and SSI Benefit Claims Social Security Disability SSI Questions What is the difference between Social Security Disability and SSI? How to get disability for depression Getting disability for fibromyalgia SSI disability for children with ADHD What is the Application Process for Social Security Disability and SSI? Social Security Disability SSI Exam tips More Social Security Disability SSI Questions What makes you eligible for Social Security Disability or SSI? Related pages: How long does it take to get disability in North Carolina after you are approved? What makes you entitled to receive disability benefits under SSI or SSD? What makes you eligible for Social Security Disability or SSI? Can I Be Eligible For SSI And Social Security Disability At The Same Time The difference between Social Security Disability and SSI? Does Social Security approve a disability application the first time? The SSI Award Letter How long Does SSI Disability or Social Security Disability last? |