There is no cap or limit on SSI disability back payThere is no cap on SSI disability back pay. If you are approved for SSI disability benefits. it is not unlikely for Social Security to owe you thousands of dollars in back pay. For instance, if your disability claim is not approved until your ALJ hearing the back payment will most likely be extremely large. Social Security Disability hearing wait times are often a year or more and back pay benefits are accumulating all that time. If you are owed SSI back pay benefits, you may receive a lump sum back payment, Or perhaps the amount of your back payment will require that you be paid in installments. If your back pay is more than three times the maximum SSI monthly benefit amount, your back payment will be paid in installments. The only exceptions would be if you were only entitled to SSI for the five month SSDI waiting period, or you have a terminal illness that is expected to result in death within twelve months. In both instances, Social Security will release a lump sum payment even if the amount exceeds three times the monthly SSI disability benefit amount. Generally, your back payment is released in three installments that are six months apart. The first two installment amounts will be three times the maximum monthly SSI benefit amount. Social Security releases the entire remaining back payment in the third installment. There are exceptions that may allow you to get more of your back payment during the period of the first and second installments if you need money for necessary items or expenses. The extra back pay amounts could be used to buy a home or vehicle. Or, they can be used to pay medical expenses, debts, and arrears in rent or mortgage payments. Contact your local Social Security office and speak with a SSI claim specialist if you need more of your back payment. If you are making a request for an extra installment, come prepared with documentation as to how the extra money will be spent. It is important to remember that SSI is a need based program and you have accountability as to how all monies are spent. If you receive an installment, save your receipts so that you can show how the money was spent. SSI eligibility depends on your keeping track of how you spend this money or any other windfall of money. If you are in doubt do not hesitate to request a discussion with an SSI claims specialist. About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here. Most popular topics on SSDRC.com Social Security Disability in North Carolina Common Mistakes to avoid after being denied for Disability Tips to Prepare for Filing for Social Security Disability or SSI Advice to Win SSD and SSI Benefit Claims Social Security Disability SSI Questions What is the difference between Social Security Disability and SSI? How to get disability for depression Getting disability for fibromyalgia SSI disability for children with ADHD What is the Application Process for Social Security Disability and SSI? Social Security Disability SSI Exam tips More Social Security Disability SSI Questions What makes you eligible for Social Security Disability or SSI? Related pages: How long does a disability decision take in North Carolina? How long does it take to file for disability? How much does Social Security permanent disability pay? How much back pay will I get for SSI? How Far Back Can SSI Back Pay Be Paid? Social Security Disability Back Payment Lump Sum First five months of Social Security Disability pay Do You Get Back Pay For the Five Month Waiting Period? Does Social Security approve a disability application the first time? The 24 month Waiting Period for medicare when you get Social Security Disability Social Security Disability Medicare Health Coverage |
