HOW OLD DO YOU HAVE TO BE FOR SOCIAL SECURITY DISABILITY - IS THERE AN AGE REQUIREMENT?



How Old Do You Have To Be For Social Security Disability - Is There An Age Requirement?



 
Social Security Disability has no disabled child's benefits (minor age children with disabilities file under the SSI program, not the SSD program). The minimum age for Social Security Disability benefits is eighteen years old provided the eighteen year old has worked long enough to be insured for Social Security Disability. Or, an adult child may be eligible to receive Social Security Disability benefits based upon a deceased or living parent's earnings record.

If their parent is living, they must be entitled to a Social Security retirement or disability benefit for their child (i.e. child, adopted child, or possibly step child, grandchild, or step grandchild) to receive benefits. An adult disabled child must be disabled prior to the age of twenty-two and unmarried.

There is one other situation that has a minimum age requirement. If an individual is filing for disabled widow or widower's benefits, they must be at least fifty years of age to be eligible to receive benefits.



These are the situations that have a minimum age requirement in order to receive Social Security Disability benefits. There are a couple of other situations that involve a "maximum age requirement". Disabled widow or widower's must be disabled prior to the age of sixty to be eligible for disability benefits based on their deceased spouse's earnings record. If a widow or widower was not disabled prior to the age of sixty, they are still eligible to receive standard widow or widower's benefits.

If an individual is within six months of full retirement age, there is no advantage to filing for disability. At this age, they are already entitled to Medicare benefits and the five-month disability waiting period prevents an advantage over full retirement benefits. In fact, all Social Security Disability beneficiaries are converted to full retirement beneficiaries at their full retirement age.


About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.







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These pages answer some of the most basic questions for individuals who are considering filing a claim.

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