If you are on Social Security retirement can you file for disability?It really depends upon which disability program you might be entitled to receive. For example, Social Security Disability requires that you be both fully insured and disability insured in order to receive disability benefits. If you are disabled at the time you file for Social Security there is always the option of filing for both retirement and disability simultaneously. This would mean you would receive retirement benefits while waiting on your disability determination. If you are denied disability, you will still be able to remain on retirement benefits. You can only file simultaneously if you are not working or not earning over the SGA monthly earnings limit. Generally, this limit changes each year, so you would need to ask when you call to schedule your retirement appointment if you are thinking of doing both. Even if you remain working over the limit but you become disabled later, you can still file for disability up to six months prior to your full retirement age. If you are not insured for Social Security Disability but are receiving retirement and you become disabled you would only be able to be considered for SSI disability. This program has strict income and resource limits. For instance, if you receive more than $750.00 a month in Social Security benefits alone you would not be eligible for this need based disability program. Additionally, your other income and resources would have to be addressed during your interview even if your Social Security retirement is under $750.00 to determine if you meet SSI income and resource limits. In summary, you can file for disability if you are receiving Social Security retirement benefits but you will have to see if you meet the non-medical requirements for SSDI and/or SSI disability. About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here. Most popular topics on SSDRC.com Social Security Disability in North Carolina Common Mistakes to avoid after being denied for Disability Tips to Prepare for Filing for Social Security Disability or SSI Advice to Win SSD and SSI Benefit Claims Social Security Disability SSI Questions What is the difference between Social Security Disability and SSI? How to get disability for depression Getting disability for fibromyalgia SSI disability for children with ADHD What is the Application Process for Social Security Disability and SSI? Social Security Disability SSI Exam tips More Social Security Disability SSI Questions What makes you eligible for Social Security Disability or SSI? Related pages: The chances of winning with a Social Security Disability judge Social Security Disability, SSI and more than one medical problem What Conditions Qualify For Social Security Disability? Should I hire a disability lawyer? An SSI Reconsideration decision Why was my Social Security Disability check reduced? Can you collect your retirement and Social Security Disability? How does your work history affect a claim for disability? What about assets if you file for Disability? Social Security Disability in North Carolina Must be for a Severe Condition Medical records for SSD or SSI disability application To be Awarded Disability Benefits in North Carolina, How Severe Does Your Condition Need to Be? Can I apply for disability at age 62? |
