Can you win disability without enough credits?Even if you do not have enough work credits to be insured for Social Security Disability benefits, you may still be able to win disability benefits. Social Security offers a need based disability program, Supplemental Security Income (SSI), which may allow some disability applicants to be approved for disability benefits. The SSI disability program has very strict income and resource requirements that must be met prior to your becoming eligible for disability benefits. If you file an application for SSI it could be denied without ever being sent for a medical disability determination or your SSI claim could be denied for income and resource limits after being medically approved for disability benefits. In fact, you will have periodic reviews with the expressed purpose of evaluating your income, resources, and living arrangement the entire time you receive SSI disability benefits. The medical disability application and determination process is the same for both SSI and SSDI applicants. Moreover, some disability applicants are eligible for both programs and those cases are sent for a concurrent decision. All individuals who are concurrently entitled to both programs and those who are only entitled to SSI are subject to an end line interview known as a PERC to once again evaluate whether they meet income and resource limits prior to being paid disability benefits. About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here. Most popular topics on SSDRC.com Social Security Disability in North Carolina Common Mistakes to avoid after being denied for Disability Tips to Prepare for Filing for Social Security Disability or SSI Advice to Win SSD and SSI Benefit Claims Social Security Disability SSI Questions What is the difference between Social Security Disability and SSI? How to get disability for depression Getting disability for fibromyalgia SSI disability for children with ADHD What is the Application Process for Social Security Disability and SSI? Social Security Disability SSI Exam tips More Social Security Disability SSI Questions What makes you eligible for Social Security Disability or SSI? Related pages: Why are you denied the first time you are denied for disability? Tips for Social Security Disability Psychological and mental testing Will Carpal Tunnel Syndrome and arthritis in my hands qualify for disability? Can you win disability without enough credits? When someone files for disability how many years of medical records do they need? Can I get SSDI and a company pension at the same time? Can you receive SSI and Social Security retirement at the same time? Can I work while appealing an unfavorable Social Security decision? Will my SSDI go down when I move? What should you expect at a Social Security Disability psychological exam? Will my disability back pay go back to the day I became disabled? Can Social Security deny you because of no mental evaluation? What if your doctor does not support your SSD or SSI claim? |
